I have been banking with ING Direct for the past 3 years and have been a strong advocate of them all along the way.
I always recommend that people set aside money in an emergency fund that is 100% liquid. Usually I will direct them to ING Direct because of the 4.3% rate as opposed to the whopping 0.25% that local banks offer in their savings accounts.
I feel that when interest is paid TO YOU this is good. When you can get more that is BETTER!
I have talked many times about alternative income streams and this is a major component on what comes in (from me just sleeping).
Plus right now all ING Savings accounts are paying 4.30% and are FDIC insured up to $100,000. What this means is, it is not risky. ALSO, by following a link from an existing member, ING will IMMEDIATELY GIVE you $25 if you open your savings account right now with at least $250.
You can even set up your account to automatically draft your account on a set frequency (weekly, monthly, etc).
INTERESTED? Just click one of the following links below.
These links are one-time use only links so if you see this message:
"We're sorry, but the referral link within the email you received has expired and is no longer valid. We recommend that you contact the sender and ask them to re-send the referral email. Or click 'Continue' to proceed with the application process without the account opening bonus."
Then just go on to the next link.
Link #1
Link #2